August 10, 2023
AgencyWho Should Carry Builders Risk Insurance?
Builders risk is an insurance specialized for dangers that specific industries face. This insurance covers property under construction against incidents with fire, lightning, hail, theft, vandalism and other dangers. Property possibly covered beneath a builders risk policy includes the buildings or structures themselves, materials, supplies and equipment. In general, anyone with stake in a construction […]
July 5, 2023
Agency3 Business Risks and How to Protect Yourself
Running a business goes hand in hand with various risks. While there are things you can do to minimize those risks, they always exist. In this article, we discuss three of the most common business risks and what you can do to prevent them from affecting your livelihood. 1. Property Storms and natural disasters can […]
June 13, 2023
AgencyBoat Fire Safety
Boat fires and other on-board hazards are highly dangerous due to the possibility of passengers becoming trapped on-board during the incident. Luckily, fires are easy to prevent as long as the proper safety measures are taken. Take extra precautions whenever you’re fueling a boat. Turn off the engine, close the hatches and ensure that the […]
May 16, 2023
Agency8 Reasons Why Boat Owners Can’t Get Insurance
Whether you’re still saving up to purchase your dream boat or are looking for boat insurance to protect your current investment, it’s a good idea to know why some people can’t get their boats insured. Some of the top reasons boaters get denied boat insurance are: 1. Boating Violations: If you’ve been involved in reckless […]
April 19, 2023
AgencyIs a BOP Right for Your Small Business?
A business owner’s policy, or BOP, is a great insurance solution for small- to medium-sized businesses. This type of policy is favored because it bundles the most common coverages into one policy, with one premium as opposed to paying for policies a la carte. This bundle is fully customizable and generally cheaper than buying individual […]
March 29, 2023
AgencyAre High Value Items Covered by Home Insurance?
High value items will be covered under a typical home insurance policy, but not past a certain dollar amount, unless your policy includes special provisions. Different insurance companies may have different limits, but generally it breaks down something like this: $1,500 per item $3,000 for combined value If the value of any item exceeds the […]
February 20, 2023
AgencyAuto Insurance Coverage for Your Body Additions
There’s something cool about a vehicle with a spoiler on the back of it. On the other hand, you may want a chrome bumper — something that really stands out. These are vehicle customizations. When it comes to your car insurance, it’s important to let your agent know about them. They can impact rates and […]
January 16, 2023
AgencyDoes General Liability Insurance Cover Cyber Liability?
A basic general liability insurance policy is usually not going to include cyber liability protection. While cyber liability is a more prevalent issue now than it used to be, it’s still not quite considered a universal concern. Furthermore, cyber liability covers a different area of business than general liability does. Fortunately, most companies that sell general liability insurance will […]
December 27, 2022
AgencyCan You Get Life Insurance if You’re Over 50?
Purchasing life insurance at a young age is often easier to do and less expensive. However, just because you are turning 50 doesn’t mean that you cannot purchase this type of coverage. In fact, in many cases, it still makes solid financial sense to purchase life insurance at the age of 50. Should you consider […]
November 11, 2022
AgencyCommercial Trucking
Commercial trucking companies in Georgia must purchase commercial truck insurance that includes public liability coverage and commercial auto insurance. Building a commercial trucking insurance plan to meet the unique needs of your organization is crucial to the future financial health of your company. What Commercial Trucking Coverage Is Required? Trucking operations must have a minimum […]