August 16, 2022
AgencyCommon Reasons People Don’t Buy Renters Insurance
Many renters feel that since they don’t own the property the live in, there is no need for insurance. Surveys have revealed that over half of those who rent a house, apartment or condo have not bought renters insurance. Let’s look at some of the common reasons people don’t buy renters insurance. Some Feel That […]
July 13, 2022
AgencySpecialized Coverage for Your Prized Antique Vehicles
While regular cars depreciate in value over time, antique and other collectible cars tend to appreciate in value. This is because owners of antique cars are known to spend hours restoring and preserving these vehicles, with custom parts and paint jobs. Since antique cars are valued and handled differently than regular cars, it should come […]
June 7, 2022
AgencyHow Long Does It Take for General Liability to Pay Out?
Insurance policies are often bought with the hope that a claim won’t have to be filed. Unfortunately, claims do happen, and it is important to know the ins and outs of your policy when it comes time to file a claim on your business’ general liability insurance. General liability insurance covers bodily injury, property damage […]
May 12, 2022
AgencyDo Car Wrecks Qualify Employees for Workers’ Compensation?
Business owners or their employees might drive on behalf of the business every day. Some might make deliveries, others might travel for meetings or to see clients. Even in this time of social distancing, travel has not stopped. Plus, working away from the traditional office is likely to increase in the future. One drawback of […]
April 18, 2022
AgencyUnderstanding What Farm Liability Insurance Includes
Insurance is one of the most important tools available to help farmers control their unique risks. That’s why most have some form of farm liability insurance. Put simply, farm liability insurance protects farmers and their assets from lawsuits and losses caused by bodily injury and property damage. Different types of farm liability insurance can include: […]
March 21, 2022
AgencyThe Benefits of Trucker Pollution Insurance
Those who drive trucks will need commercial auto insurance. They’ll also need to insure themselves against the harm they might cause others. While liability coverage comes with most policies, it often won’t cover all types of damage. For example, pollution caused by trucking accidents may not have coverage. You’ll need to get this protection through […]
February 2, 2022
AgencyDoes Commercial Auto Insurance Cover Rental Cars?
Businesses that use vehicles for work face a lot of risks. Whether your company owns a fleet or uses personal vehicles, it’s important to have the right kind of insurance. Luckily, commercial auto insurance can extend to a variety of vehicles, including rental cars. If you’re an individual using a rental vehicle for personal purposes, […]
January 11, 2022
AgencyDo You Need Business Insurance For Your LLC?
If you recently started a business, you may have opted to make it a Limited Liability Corporation (LLC). Some benefits of an LLC include the protection of personal assets and the avoidance of income double taxation. However, despite the advantages of an LLC entity, your business is still at risk. Here’s more about whether you […]
December 15, 2021
Agency3 Reasons to Get Insurance for Your Home-Based Business
Increased liability: When doing business out of your home, there is probably increased traffic from clients and customers. This increases the chance of injury to a person or damage to their property while they are at your home for business purposes. A home insurance policy may not have liability limits high enough to handle the burden. Inventory protection: Depending […]
November 29, 2021
AgencyAntique and Classic Car Insurance
If you’re a car lover who owns a classic or antique vehicle, you’re probably wondering how you can best protect your investment. After all, some classic and antique cars are incredibly rare and expensive. That’s where antique and classic car insurance can come in handy. What is antique and classic car insurance? As the name […]