December 15, 2021
Agency3 Reasons to Get Insurance for Your Home-Based Business
Increased liability: When doing business out of your home, there is probably increased traffic from clients and customers. This increases the chance of injury to a person or damage to their property while they are at your home for business purposes. A home insurance policy may not have liability limits high enough to handle the burden. Inventory protection: Depending […]
November 29, 2021
AgencyAntique and Classic Car Insurance
If you’re a car lover who owns a classic or antique vehicle, you’re probably wondering how you can best protect your investment. After all, some classic and antique cars are incredibly rare and expensive. That’s where antique and classic car insurance can come in handy. What is antique and classic car insurance? As the name […]
October 7, 2021
AgencyIncreasing General Liability Insurance for Special Events
A special event can mean a lot of people and different risks. Your business insurance needs to reflect how you operate your company during these events. If you do not have the right coverage in place, you may struggle with claims that occur. General liability insurance, in particular, may need an update. This insurance covers […]
September 9, 2021
AgencyReducing Workers Compensation Claims At Your Retail Location
Retail property owners have a wide range of opportunities available to them to reduce workers’ compensation claims. In any setting, it is wise for companies to be proactive, looking for ways to reduce claims to save money. Yet, it’s not always simple. You run a busy location, and mistakes happen. How can you work to […]
August 10, 2021
Agency3 Common Mistakes People Make When Buying Life Insurance
Buying life insurance is easier than you may think. For most policies, there are only a few steps: you fill out an application, undergo a medical exam and then wait a few days while your policy is underwritten. But sometimes people stumble during the process and buy the wrong amount of coverage, or even the […]
July 8, 2021
Agency4 Major Reasons Trucking Companies Need to Be Insured
Every truck driver and trucking company knows how important the industry is. Without trucks on the road delivering goods, daily life wouldn’t run as smoothly. Without the trucking industry, goods would probably be more expensive than they already are. Though the trucking industry is necessary, every business faces certain risks. Truckers face more than most […]
June 3, 2021
AgencyWhy Your Business May Need Commercial Auto Insurance
A responsible individual wouldn’t hit the road without auto insurance, just like a responsible business owner wouldn’t let employees operate vehicles on the job without commercial auto insurance. What is that exactly? Commercial auto insurance is similar to personal auto insurance, but designed to cover vehicles that are owned and operated by businesses and their […]
May 19, 2021
AgencyWho is Covered Under a Business Owners Policy?
A business owners policy is a combination of coverages designed to protect small businesses from various risks they face during operation. As such, only small businesses in low-risk industries are covered under a business owners policy. What Does a Business Owners Policy Cover? A basic business owners policy combines general liability and commercial property insurance. […]
April 12, 2021
AgencyHow Home Insurance Addresses Dog Breed Liabilities
When you get a pet, you might not realize that this new member of your family might have an impact on your homeowners insurance. That’s why you need to let your agent know as soon as you bring your furry housemate home; your policy will need to account for the presence of this animal. The […]
March 5, 2021
AgencyHow Credit Affects Auto Insurance Rates
Insurance premiums are calculated from a number of factors, including where you live, your age, your claims history and your occupation. Your credit score also plays a significant role in establishing the cost of your premium. Learn more about why your credit score is used to determine your personal risk. And explore implement credit-bolstering measures to secure a cost-effective […]